ezt a kijovetelef elott el kellene kezdeni intezni,ugy sokkal konnyebb lenne...vizum,itteni "kulonbozeti" miatt...ha van egy megfelelo kezdo toked,akkor errefele,jo esellyel kaphatsz munkat hivatalosan is,ha van idod,penzed,turelmed vegig csinalni azt ami ezzel jar...
H jol ertem,akkor te egy klinika tulajdonos vagy...akkor neked kulonosen tudnod kellene,hogy amit romesz irta az "alkudozasrol" az nagyon is valos napi tortenet..bar nekem nincs sajat klinikam , de van szerencsem sajat "betegkorrel" rendelkezni es bizony sokan egyeztetenek velem a biztosiatsukrol,mielott szemelyesen talakozunk..igy ne beszelj olyan butasagot,hogy ilyen nincs...es bar nem kivanom itt megnevezni a helyet,de biztosithatlak,nem egy videki borbely uzlet,ahogyan azt te elkepzelni tudod sok ev it let utan...
???? neked valami mentalis zavarod van? nem irok le hulyesegeket..azt irom le ami tapasztalok...sem tobbet sem kevesebbet...es a stipusodat pedig csiszld mar egy kicsit tarsalgasi szintre,legy barmennyi idos is...az hogy miota elsz valahol,az sajnos nem egyenesen aranyos azzal,hogy mennyire ismered azt a helyet..en ezert nem is nyilatkozm mas allamrol,csak ahol elek,mert bar sok helyen jartam,de nagyon kicsi ralatasom volt mashol az ott elok napi gondjaira.
romesz: Nekem 2 biztositasom is van es soha nem fizetek az orvozi vizitekert sem a korhazi ellatasert. (2246)
romesz: Elsejen megyek orvoshoz es lebeszeltem vele, hogy nem kell fizetnem semmit, elfogadja azt amit a biztosito fizet. (2255)
Mit fogsz vele megbeszélni?
Meg ne magyarázd.
Hantamatyi.
Akinek 2 biztosítása van (Medicare+Suplemental) az rendszerint nem fizet semmit. Nincs mit lalkudni. Túl régen élek itt, hogy ezeket a meséket bevegyem.
USA TODAY WASHINGTON — The number of doctors refusing new Medicare patients because of low government payment rates is setting a new high, just six months before millions of Baby Boomers begin enrolling in the government health care program.
Recent surveys by national and state medical societies have found more doctors limiting Medicare patients, partly because Congress has failed to stop an automatic 21% cut in payments that doctors already regard as too low. The cut went into effect Friday, even as the Senate approved a six-month reprieve. The House has approved a different bill.
• The American Academy of Family Physicians says 13% of respondents didn't participate in Medicare last year, up from 8% in 2008 and 6% in 2004.
• The American Osteopathic Association says 15% of its members don't participate in Medicare and 19% don't accept new Medicare patients. If the cut is not reversed, it says, the numbers will double.
• The American Medical Association says 17% of more than 9,000 doctors surveyed restrict the number of Medicare patients in their practice. Among primary care physicians, the rate is 31%.
The federal health insurance program for seniors paid doctors on average 78% of what private insurers paid in 2008.
"Physicians are saying, 'I can't afford to keep losing money,' " says Lori Heim, president of the family doctors' group.
The Centers for Medicare and Medicaid Services says 97% of doctors accept Medicare. The agency doesn't know how many have refused to take new Medicare patients, Deputy Administrator Jonathan Blum says. "Medicare beneficiaries have good access to physician services. We do have concerns about access to primary care physicians."
The AARP, the nation's largest consumer group representing seniors, is taking notice. Some U.S. areas already face a shortage of primary care physicians. Policy director John Rother says the trend away from Medicare threatens to make it worse.
States are starting to see a flight from Medicare:
•In Illinois, 18% of doctors restrict the number of Medicare patients in their practice, according to a medical society survey.
•In North Carolina, 117 doctors have opted out of Medicare since January, the state's medical society says.
•In New York, about 1,100 doctors have left Medicare. Even the medical society president isn't taking new Medicare patients.
"I'm making a statement," says Leah McCormack, a New York City dermatologist. "Many physicians are really being forced out of private practice."
Florida has the highest percentage of Medicare patients, and most doctors can't afford to leave the program. But "the level of frustration has been higher this year than I've ever seen it before," says Linda McMullen of the Florida Medical Association.
Soha nem beszéltem orvosról ilyesmiröl. Ugyan is én nem alkudni járok orvoshoz. El tudom képzelni, hogy valami falusi felcsernél igy is lehet, ha valaki nagyon sír, de az én klinikámon erre nincs lehetöség.
Magyarországon szimpli, de itt semmi se szimpli. M.O.-n fizeted az adót és kapsz ellátást. Ha épp nincs munkád, akkor is kapsz ellátást. Itt meg van 1000 féle biztosító, papírmunka, bonyodalom, kórház fenyegeti a beteget, a betegek szétperlik a kórházakat, minden egy vagyon, ha van biztosításod, ha nincs, persze van aki ingyen ellátást kap ugyanazért, vagy szinte ingyen intézik neki, másnak rámegy a gatyája, megtakarítása, meg a házát viszi a bank. Aztán Obama tervez, hogy mit akar azt nem tudom, mert nem mondja el 2 mondatban, csak hogy health care mindenkinek, a másik oldal se tudja hogy miről van szó, de ő se. Én meg aztán tényleg nem értem hogy miről van szó. Bár lehet, hogy ezt mások máshogy élik meg.
Ha engem megkérdez valaki, hogy milyen az egészségem, akkor csak annyit mondhatok, hogy nem vagyok beteg, mert nem engedhetem meg magamnak. Az legyen beteg, akinek sok a pénze, mert betegnek lenni luxus. (:-P)
Mint lattad javitottam, mielott nekiestel volna :0
A medicare 80%-ot meg lehet beszelni az orvossal. Vagyis nagyon sok orvos elfogadja azt amit a medicare fizet es nem kell a tovabbi 20%ot fizetni. Aki nem akar alkudozni az pedig vehet kiegeszito biztositast :)
Assistance with health care has been a growing issue in the United States for years. Many individuals, especially seniors, find that they are unable to afford medical bills or insurance for coverage. This leaves them with some tough decisions. Too often, one must choose between good health and finances. There's no middle ground. The Medicare program was developed by the government to help those who are eligible with their overwhelming health care bills.
There is a lot of information to process when considering Medicare. Knowing what Medicare is and how it works will help you choose the program that will best meet your individual needs. Use this helpful guide to get an understanding of the Medicare program and how it can benefit you.
What is Medicare?
Medicare is a government health insurance program administered by the Centers for Medicare & Medicaid Services (CMS). Medicare is the largest health insurance service in the country, with around 40 million Americans participating. To be eligible you must be a citizen of the United States and meet certain requirements. If you are not a citizen of the United States, you can contact the Social Security Administration office to learn if you would be eligible.
Can you answer yes to at least one of the following statements?
I am 65 years of age or older.
I am under 65, but I have certain disabilities.
I have End-Stage Renal Disease (kidney failure that requires a transplant or dialysis).
If so, then you are likely to be eligible for Medicare benefits. Medicare Benefits: A Brief Summary
Medicare is basically broken down into two main categories: the "Original Medicare Plan" and the "Medicare Advantage Plan." Each category is made up of four sub-categories: Part A, Part B, Part C and Part D.
The Original Medicare Plan
The Original Medicare Plan consists of Part A. You do have the option of adding Part B and D. You will automatically be enrolled in the Original Medicare Plan unless you specifically choose to join a Medicare Advantage Plan (Part C).
The federal government manages the Original Medicare Plan. It operates on a fee-for-service plan. Most people pay a deductible and then a co-pay or co-insurance.
Medicare Advantage Plan
The Medicare Advantage Plan or Plan C combines your Part A and B coverage, but is provided by private insurance companies. You have the option of adding Part D if coverage is not already included. Medicare Advantage Plans include HMO, PPO, private fee-for-service plans, and Medicare special needs plans.
Part A Overview
Part A is hospital insurance provided by Medicare. Most people do not pay a premium for this coverage. Part A covers inpatient care in skilled nursing facilities, critical access hospitals, and hospitals. Hospice and home health care are also covered by Part A.
Part B is medical insurance to pay for medically necessary services and supplies provided by Medicare. Most people will have to pay a premium to receive this coverage. Part B covers outpatient care, doctor's services, physical or occupational therapists, and additional home health care.
Part C is the combination of Part A and Part B. The main difference in Part C is that it is provided through private insurance companies approved by Medicare. With this program, you may have lower costs and receive extra benefits.
Part D is stand-alone prescription drug coverage insurance. Most people do have to pay a premium for this coverage. Plans vary and cover different drugs, but all medically necessary drugs are covered. You can choose what drug plan will be best suited to your needs.
Original Medicare Plans do not cover everything. Costs that you may incur include co-insurance, co-pays, deductibles, etc. These costs are called gaps. To help cover these costs you might want to buy a Medigap policy.
Another option is Medicaid. Medicaid is a combination of federal and state programs to help cover medical costs. Eligibility depends on your income as well as the ability to meet specific requirements.
If you are new to Medicare, the first thing you need to do is decide which Medicare plan will fit your needs. Be sure to check if your current insurance works with Medicare and determine if you need help paying for additional health care costs. You will also need to schedule a "Welcome to Medicare" physical exam with a doctor. Don't forget to ask your doctor about any preventive services he might recommend. Decide if you need prescription drug coverage. Then, you should contact a Medicare representative to enroll.
akinek van biztositasa azt a biztosito fizeti, akinek nincs azt meg az adofizetok penzebol fizeti a medicare.
A Medicare az a nyugdijasok biztosítása. 80%-ot fizet. A SS tax-el befizette a dolgozó, elöre. Ha valakinek nincs biztosítása és rászorul annak ott van a Medicaid.
Ne vitazz olyannal aki lekezelo stilusban tud csak irni Neked,mert csak magadat idegesited fel :)...Az eletemben kerulom a vulgaris kifejezeseket,de itt mar nem tudnek mast hasznalni azokra kik csak ebben a proszto,kioktato stilusban tudnak irni,neked,nekem es masoknak is...nem kenyerem,de szivesen lekevernek Nekik egy nyaklevest mar:(
A biztositasokat reszben jol ertelmezed,reszben nem....Rengeteg szint van a biztositasra,betegsegektol a Te egeszsegugyi allaptodtol , munkadtol es meg sok-sok mindentol fuggoen.
Ezek lehetnek egeszen elerhetotol az egekig menoek. Szakosdhatnak kifejezettem a munkahelyen elofordulo,es altalanos betegsegekre is....
Itt mint Te is tudod a kredit besorolas 'elengedhetelenul" resze az eltnek...ha nem tudod kifizteni pl a korhazi koltseget , akkor az komolyan rontja a creditedet. Itt ezt nagyon komolyan veszik.Tul komolyan is. sokmindent befolyasolnak ezzel...autohoz,lakashoz jutast es sok mast.
Valoban sokakak adosit el ez a rendszer , ha megbetegszenek...nem tudnak maskepp fizetni,csak ha tobb hitelkartyat is lemeritenek...aztan azok fizetesebe gyakran bele is rokkannak ahogyan te is mondtad...
Addig amig nem kerul valaki korhazba,addig talan kitermelhetoek az arak..talan... de ha bent kell maradnod , akkor komoly ervegas ez. Nalunk ha elnagyolva atlagolok , akkor 9000 doli egy vizsgalatokkal bent toltott nap...ezt itt agy 5000doli/eves biztositassal tudsz a nullla fele kozeliteni...de meg ebben sincs benne eleg sok minden...
Az alatald emlitett benzinkutas sok evig fizeti vissza a korhazi szamlajat..na nem a korhaznak,mert az nem hitelez addig....
ez azert igen nagyban fugg a problematol es a biztositastol is. (sajnos itt is egyre jobban a biztositotol is:((( egyre tobb esetben elobb "te " kifizeted,aztan hajtod a biztositodat:(((
egy alap biztositas nem fedezi a korhazi elletasok jelentos szazalekat:((
Amit irok,nem hit kerdese. Tobbszor irtam,hogy sajat tapsztalataimat irom csak le,nem mendemondakat. Jottem ide az orszagba hivatalosan es nem hivatalosan is. fizettem adot igy is es ugy is! Illegalisan 15 dolit fizettem vizsgalatonkent,fuggetlenul a betegsegtol,es 5000$/ev es biztositassal ugyanazert a konzultacioert es vizsgalatert 75-130 doliig fizetek...hogy ez mennyire felhaborito azon lehet vitakozni,de hogy a megleten nem erdemes...
